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statementMicrosoft was never split up, but its shares did not return to their values until the threat for a whole sixteen years, even though revenue grew fivefold over that time.MarketOverviewstatementThe new administration of George W. Bush signed a settlement agreement with the company obligating it to disclose interfaces and not hinder manufacturers from installing third-party programs.MarketOverviewstatementThe appellate court confirmed that the monopoly persisted, but the breakup was overturned and Jackson was removed from the case for giving interviews to journalists before the verdict.MarketOverviewstatementThe same judge ordered Microsoft to be split into Windows and everything else, including the browser.MarketOverviewallegationMicrosoft possesses monopoly power in the market for personal computer operating systems and used it to strangle Netscape by embedding Internet Explorer in Windows and forbidding PC manufacturers from installing a rival browser.федеральный судья Томас Пенфилд ДжексонpredictionIt is interesting what will happen after the 700-tonne goal is reached: a new goal, or the exit of one of the two largest buyers on whom all central bank demand in 2026 rests.MarketOverviewstatementThe matter is not fear of asset freezes but geography, and Poland wants an asset that can be physically moved and is not anyone's liability.MarketOverviewstatementWhatever Poland is preparing for, it seems ready.MarketOverviewpredictionPoland is 27 tonnes short of its 700-tonne goal (previously a goal of 30% of reserves), and the goal will most likely be met by the end of the year.MarketOverviewstatementThe National Bank of Poland bought 25 tonnes of gold in September and 123 tonnes since the start of the year, more than any central bank in the world, including the People's Bank of China (103 tonnes).MarketOverviewstatementA debit card of Bank PSB with free servicing can be ordered, and a savings account and deposits can be opened in the internet bank.MarketOverviewstatementOn the day of opening NS Импульс, "новички" can open one of the "Народных вкладов" for an amount from 10k to 150k with rates: 20% for 32 days, 18% for 91 days, 16% for 122 days.MarketOverviewstatementFor those who previously opened NS Импульс, from November 10 the rate will also be raised from 15% to 16% per annum.MarketOverviewcommitmentRates are not fixed; the bank may change them but will give 3 business days' notice.MarketOverviewstatementThe base rate is 9% starting from the 3rd month and on amounts over 5 million.MarketOverviewstatementThe rate is 16% per annum on the minimum balance up to 5 million rubles for 2 months, up from 15%.MarketOverviewstatementFrom November 10, new clients and existing clients who have not had a savings account with balances from 1000 rubles and deposits in the last 180 days can open the NS "Импульс".MarketOverviewstatementBank PSB is raising the rate on its savings account to 16% per annum.MarketOverviewstatementOn March 16, 2022, the rate was raised for the first time by 0.25 points, followed by four consecutive 0.75-point hikes, and by December 2022 the rate was 4.25-4.5%, reaching a peak of 5.25-5.5% by July 2023.MarketOverviewstatementBy November 2021, consumer inflation was already 5.4%, its forecast exceeded 6%, and the Fed was still buying Treasuries at $120 billion per month.MarketOverview

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