allegation
A nominal increase in the loan term allows banks to artificially reduce the size of the loan payment and understate the borrower's debt burden indicator (DBI), which creates conditions for circumventing the established restrictions on lending to borrowers with elevated debt burden.
A allegation by Банк России. Statements are as reported by the cited publishers — not verified by DecisionGateway.
Номинальное увеличение срока кредитования позволяет банкам искусственно уменьшить размер платежа по кредиту и занизить значение показателя долговой нагрузки заемщика (ПДН).
Discussion
Related claims
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All claims by Банк России