statement
If the amount is from 5 million rubles at once or per calendar month, including ATM deposits, the bank must establish the source of the money and obtain supporting documents before the operation.
A statement by ЦБ. Statements are as reported by the cited publishers — not verified by DecisionGateway.
Если сумма от 5 млн рублей разом или за календарный месяц (около $62 тыс. по сегодняшнему курсу ЦБ), включая внесения через банкомат, банк должен до операции выяснить, откуда деньги, и получить подтверждающие документы.
Related claims
The Bank of Russia issued a recommendation (5-МР) on verifying the origin of cash for four types of cash operations in rubles, and the same applies to analogous operations with cash foreign currency.ЦБ · statementIn the May version (1-МР), the same 5 million over 30 days was a reason to look closer only if cash made up at least 70% of account inflows and at least 70% of that left via transfers abroad within about 10 days; the bank reviewed this after the fact.ЦБ · statementЧтобы зафиксировать ставку, нужно открыть вклад на любую сумму от 50к.MarketOverview · statementCurrently, to meet the requirement, money in a correspondent account with the National Bank and cash within the established limit are counted.bessimptomno · statementIf documents are absent, incomplete or doubtful, or the amount is split, the bank is advised to consider refusing the operation under 115-ФЗ, filing a suspicious operation report and raising the client's risk level.ЦБ · statementOutside bank business hours, a single transaction cannot reach NT$500,000.證期局 · statement
More claims by ЦБ
The Central Bank considers the growth of the share of non-cash payments its achievement: it increases the transparency of the financial system, reduces the costs of issuing and collecting cash and takes money out of the shadow sector of the economy.statementA request can be skipped if the bank already has documents for a comparable amount and volumes have not sharply increased.statementIf documents are absent, incomplete or doubtful, or the amount is split, the bank is advised to consider refusing the operation under 115-ФЗ, filing a suspicious operation report and raising the client's risk level.statementAccording to the Bank of Russia, the recommendation affects a "narrow segment of clients".statementThe new recommendation no longer has the foreign-transfer condition, and currency exchange and bullion have been added.statement
All claims by ЦБ